INVESTING WITHOUT ALL THE
NUMBERS AND BUTTON FLUFF
For everyone, regardless of financial knowledge.
For too long, investing was something only for people with a financial degree. Whether you want to start small or big: we make investing simple, transparent and accessible, just like saving. This way everyone can benefit from economic growth.
For everyone, regardless of financial knowledge.
At UpToMore, you automatically invest in thousands of companies worldwide. This reduces your risk: if one company performs poorly, the others help balance it out. By investing regularly, you’re not dependent on finding the perfect moment to start (which no one can predict). This scientifically proven approach is called passive investing.
Average 8% growth since 1984
This graph shows an approximation of the development of the global stock indices in which UpToMore now invests. Past performance does not guarantee future results.
Investing in stocks without risk doesn’t exist: we all know that prices can go up or down. You can lose part of your investment. By using the right approach to invest for the long term, you can limit that risk and significantly increase the chance of a good return.
You don’t need to invest much for a great result.
From to in years of investing.
Investing involves risks. You may lose part of your investment if the stock market declines. With savings, you don’t face this risk. Past performance shown does not guarantee future results. They are based on long-term historical returns. Your actual results may vary. UpToMore does not provide investment advice.
When you’re proud, you can be transparent. For €0.99 per month and 0.1% per year on your investment, your money grows without unnecessary costs. Compared to the banks and traditional providers shown below, you pay up to four times less with us. Curious how much you can save? See below the difference when investing €150 per month for 10 years.
Comparison based on known rates as of October 13, 2025, including underlying fund costs, and taking into account a comparable investment policy as much as possible. Only costs have been compared; differences in additional services have not been included. Important information about the comparison.
Real customers experts about us
Low costs, but above all a super simple, bare-bones app without any bells and whistles.
“…because investing doesn’t have to be exciting, of course.”
Incredibly easy to set up your account, took me no more than 4 minutes.
Great app! Don’t know any investment platform that works as easily as this.
For anyone who wants to invest as easily as saving and can set aside their money for at least ten years. You don’t need to be an expert or follow stock market prices daily. Remember that when you invest, you risk losing part of your investment.
Currently, you can only invest through UpToMore if you pay taxes in the Netherlands, are a private individual, and have a Dutch (non-business) bank account.
At UpToMore, we want to make investing as simple as saving. That’s why you don’t have to make difficult choices with us, such as which stocks or ETFs to invest in. We ensure that you invest in the global stock market through us.
At UpToMore, you invest at very low costs compared to other asset managers. This is possible because all our processes are digitized.
The best investment strategy depends on your goal and your horizon. For the short term, most people choose savings. For the long term (ten years or longer), stocks usually provide a better return. With UpToMore, you invest automatically according to three golden rules that increase your chance of good returns and limit the risk of loss.
These are the three golden rules. Do you want to understand the rest of the basics? Then check out the basics of investing.
Please note: Investing involves risks. The value of your investments can go up or down, and you may lose part or all of your initial deposit. Past performance does not guarantee future results.
You invest in the UpToMore Fund. It automatically spreads your money across thousands of companies worldwide through sustainable ETFs. This way, you invest in various sectors, regions, and themes without having to choose yourself. Want to know more? Check out our investments.
Creating an account takes only three minutes. You need a Dutch bank account, a citizen service number (BSN), and iDIN for identification.
iDIN is a secure system developed by banks to verify your identity. This means you don’t need to upload an ID or passport.
Please note: KNAB, Triodos, and Van Lanschot Kempen do not yet offer iDIN. We are working on a passport scan option for those who cannot use iDIN. This is expected to be ready in September 2025.
