INVESTING WITHOUT ALL THE
NUMBERS AND BUTTON FLUFF
For everyone, regardless of financial knowledge.
For too long, investing was something only for people with a financial degree. Whether you want to start small or big: we make investing simple, transparent and accessible, just like saving. This way everyone can benefit from economic growth.
For everyone, regardless of financial knowledge.
At UpToMore, you automatically invest in thousands of companies worldwide. This way, you reduce your risk: if one company underperforms, it is compensated by the rest. By investing regularly, you are not dependent on the perfect entry moment (which nobody knows). This scientifically proven approach is called passive investing.
Average 8% growth since 1984
This graph shows an approximation of the development of the global stock indices in which UpToMore now invests. Past performance does not guarantee future results.
You don’t need to invest much for a great result.
From to in years of investing.
Investing involves risks — you can lose (part of) your deposit if the stock market falls. If you save, you don’t run that risk. Shown results offer no guarantees for the future. They are based on long-term returns from the past, after deduction of costs. Your actual result may differ. UpToMore does not provide investment advice.
| Investment | €1 | |
|---|---|---|
| Gross return | €1 | – |
| Gross expected value | €1 | |
| UpToMore costs | €1 | 0% |
| Index fund costs | €1 | 0% |
| Total costs | €1 | 0% |
| Net expected value | €1 | – |
| Of which profit | €1 | – |
When you’re proud, you can be transparent. For €0.99 per month and 0.1% per year on your investment, your money grows without unnecessary costs. Compared to the banks and traditional providers shown below, you pay up to four times less with us. Curious how much you can save? See below the difference when investing €150 per month for 10 years.
Only the costs of displayed providers have been compared; differences in additional services, for example, are not included. The comparison is based on known rates as of 07-07-2025, including underlying fund costs. This assumes a portfolio or fund with the maximum possible allocation to stocks, globally diversified and with the highest possible sustainability goals according to SFDR Article 8. Important information about this comparison.
Real customers experts about us
Incredibly easy to set up your account, took me no more than 4 minutes.
Great app! Don’t know any investment platform that works as easily as this.
Low costs, but above all a super simple, bare-bones app without any bells and whistles.
At UpToMore, you invest for €0.99 per month + 0.1% per year. This is possible because:
The costs are automatically settled daily within the fund — so you don’t see them as a separate deduction.
Good to know: ETFs have their own costs. These costs exist regardless of whether you trade ETFs manually. We always choose the most cost-effective options, which is why they are only 0.22% with us.
Timing the market is a gamble. But investing a fixed amount every month helps smooth out the ups and downs. Some months, you’ll buy when prices are high. Other months, when they’re low. Over time, you ride the long-term trend. And that trend? It’s up.
With UpToMore, you can set up automatic deposits and invest on autopilot.
No one can predict the future, not even us. But history shows that the world economy continues to grow. That’s why we follow a simple, proven strategy: diversify your investments across regions, sectors, and time. It’s what experts recommend, and it works.
Get the most out of your investments with these three rules:
If you can spare your money for at least five years, UpToMore is for you. Whether you want to invest €50 or €5,000 per month — we make it just as easy as saving.
At the moment, UpToMore is only available for individuals with a Dutch bank account (no business accounts). We will be expanding within Europe soon!
You invest in the UpToMore Fund, which spreads your money globally across thousands of companies and all sectors. This is done through ETFs, so you’re not gambling on a few companies; you’re following the growth of the global economy.
We only choose ETFs with high ESG scores.